Padmini comes with 16+ years experience in Retail Banking with Top notch banks : Citibank, Standard Chartered Bank, CIMB Bank and ICICI Bank. She has worked in USA, Singapore, Philippines, India, Indonesia. She has a Bachelors in Business Administration (BBA) from NUS, Singapore and a Masters in Business Administration (MBA) from AIM, Manila. She is also a Fintech mentor and helps refine strategy for global fin-techs as a mentor. Panel speaker at EVENTS like ISTARTUP Accelerator Program : Garage Technology Ventures and IAxil – Building world class companies with coaching from Practitioners. She strongly believes in woman economic independence, is the road to being able to make choices.